Verify Your Bank Account

Depending on your country, you might need to verify your bank account to use it as a payment method by direct debit. If your account has a billing address in the United States, a small test deposit will appear in your bank account within a few days of adding the account as a payment method. After you see the test deposit, you should verify the deposit as described in Find and enter a test deposit, below.

If you don't want to wait a few days for the test deposit, you can verify your U.S. bank account with instant bank verification, described in Instant bank verification, below.

Find and enter a test deposit

Three to five business days after you add your bank account information to your billing account, a small test deposit will appear in your bank account.

To verify the test deposit:

  1. Review your bank records and search for a deposit from Google Inc. or AFS, Google's payment partner. The deposit should be between $0.15 and $1.15
  2. When you find the deposit, note the exact amount of the deposit.
  3. Sign in to the Google Cloud Platform Console
  4. Open the console left side menu and select Billing.
  5. If you have more than one billing account, select Go to linked billing account to manage the current project's billing. To locate a different billing account, select Manage billing accounts.
  6. Click Payment Settings.
  7. Find your bank account and click Verify test deposit.
  8. Enter the amount of the test deposit and click Submit.
  9. After you enter the correct amount, the account is verified and you can start using your bank account as your primary form of payment.

Failed test deposits

On rare occasions, our attempt to make a test deposit doesn't work. If this happens, you'll receive an email and see a notice in Billing accounts. There are several reasons why the test deposit might not work, including:

  • Your bank account information is not correct.
  • Your bank account no longer exists.
  • Your bank account has a restriction against automatic bank account payments.

If your test deposit failed, please check the accuracy of the bank account information you provided. Here's how:

  1. Sign in to the Google Cloud Platform Console
  2. Open the console left side menu and select Billing.
  3. If you have more than one billing account, select Go to linked billing account to manage the current project's billing. To locate a different billing account, select Manage billing accounts.
  4. Click Payment Settings.
  5. Find your bank account under the Available forms of payment section. Check whether all the account details are correct.
  6. Then, do one of the following:

    • If the bank account details are correct, contact your bank to ensure that there aren't any account restrictions that prevent you from using automatic bank account payments. (Your bank might also call these types of payments direct debit payments.) If your bank doesn't allow automatic payments then you cannot use this account as a form of payment. If they do, then to reinstate the account, remove it from your billing account and then add your bank account again as if it were a new form of payment.
    • If the bank account details are incorrect, you need to add your bank account again as a new form of payment. Later, you can remove the incorrect bank account from your account.

For more information about removing or adding your bank account as a form of payment, see Add, Remove, or Update a Payment Method.

An alternative to a test deposit is to verify your U.S. bank account with instant bank verification, as described below.

Instant bank verification

We offer instant bank verification for Google Cloud Platform customers. Unlike the test deposit verification method, which takes several days to complete, instant bank verification allows you to verify your bank account within seconds.

You can use instant bank verification in either of the following situations:

Each of these situations is described in the following sections.

The following points are important to keep in mind when attempting instant verification for your bank account:

  • Check that the name of your bank is correct. If it's wrong, go back to the payment Settings page and verify the bank's details.
  • You need to enter the credentials that you use to sign in to your bank online, not the ones that you use for your Google Cloud Platform account.
  • If instant verification fails because there was a problem connecting to your bank, you can try again later or use test deposit verification as described above.

If you haven't entered your bank account information yet...

If you are entering your U.S. bank account information for the first time, you have the option to either verify instantly or verify via test deposit. After entering your U.S. bank account information, follow these steps to verify your bank account details using instant bank verification:

  1. Sign in to the Google Cloud Platform Console
  2. Open the console left side menu and select Billing.
  3. If you have more than one billing account, select Go to linked billing account to manage the current project's billing. To locate a different billing account, select Manage billing accounts.
  4. Click Payment settings.
  5. Under Choose verification method page, select Verify Instantly, then click Next.
  6. Enter the user ID and password that you use to sign in to your bank online.
  7. Select the checkbox to agree to instant bank account verification.
  8. Click Next.
  9. If required by your bank, provide your additional security information, then click Next.
  10. Click OK.

Your bank account is now verified.

If you've recently entered your bank account information...

If you have recently added a U.S. bank account and want to use instant verification instead of the test deposit verification method, you can easily switch. After entering your U.S. bank account information, follow these steps to verify your bank account details using instant bank verification:

  1. Sign in to the Google Cloud Platform Console
  2. Open the console left side menu and select Billing.
  3. If you have more than one billing account, select Go to linked billing account to manage the current project's billing. To locate a different billing account, select Manage billing accounts.
  4. Click Payment settings.
  5. In the Available payment methods section for the bank account, click Verify Now in the red Alert bar.
  6. Click Verify instantly, then click Next.
  7. Enter the user ID and password that you use to sign in to your bank online.
  8. Select the checkbox to agree to instant bank account verification.
  9. Click Next.
  10. If required by your bank, provide your additional security information, then click Next.
  11. Click OK.

Your bank account is now verified.

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