Call monitoring scaled from less than 1% to 100%
Wrap time reduced from 2 minutes to 10 seconds
30% productivity increase across 1,700 agents
83% agility gain from eliminating manual data entry
5 million improvement suggestions generated per month
Nova Gestões used Gemini to eliminate manual data entry and boost agent productivity by 30% across 100 million monthly calls.

Nova Gestões is a Brazilian credit recovery and debt collection company with nearly 50 years in business, working alongside major financial institutions to help millions of people resolve outstanding debts. Their largest segment is vehicle financing, and their mission goes beyond recovering money. "Our goal is not just to recover debts," says Thiago Braz, head of development. "Our goal is to recover people's self-esteem."
What stood out in Google was the capacity to interpret the entire conversation, not just isolated words. The context, the interaction, the negotiation, and transform all of that into structured data autonomously. That is what we needed and what Google delivered.
Thiago Braz
Head of Development, Nova Gestões

Delivering on that mission at scale is a different challenge entirely. Nova Gestões generates close to 100 million calls per month plus 45 million additional contacts via WhatsApp, SMS, and email, reaching 5 to 7 million unique clients monthly across a team of 1,700 employees. Quality teams could manually review just three to five calls per agent per month, leaving 99% of interactions invisible. "We had an invisible operation," Braz says. "I did not know the voice of the client, I did not know why they were not paying or what offer might solve their problem."
The manual process created problems everywhere. After each call, agents spent two minutes entering data into the CRM, a process riddled with errors and human bias. Quality monitors, working from tiny samples, introduced their own biases into performance reviews. Hiring was increasingly difficult, leaving a growing gap between operational demand and available talent.
When generative AI arrived as a market force, Nova Gestões didn’t chase the hype. They identified real pain points and attacked them one by one. After testing other providers and finding quality results came at costs 10 times higher than acceptable, Google Cloud and its Gemini models stood out for delivering the right balance of language comprehension, scale, and cost. Partner IPNET by Vivo supported the implementation from the start, ensuring the right technical foundation was in place from day one.
With Google Cloud in place, Nova Gestões built two solutions that transformed how their operation runs.
The first is Matrix AI, a monitoring and intelligence tool powered by Gemini Enterprise Agent Platform. Each call ends and within seconds the recording is processed, transcribed, and analyzed. The AI scores the agent's performance, extracts structured data including offers made, values negotiated, and deadlines agreed, and delivers five personalized improvement suggestions directly to the agent's screen. Wrap time dropped from two minutes to 10 seconds.
Today our agents arrive at each call already knowing who that person is, what happened with them, and how to speak with them. They do not need to remember everything and write it down. They just focus on solving the problem.
Thiago Braz
Head of Development, Nova Gestões
"Today my agent focuses entirely on the client," says Braz. "They do not need to remember everything and write it down. They just solve the problem."
What surprised the team was what happened next. Agents began competing to receive the fewest improvement suggestions from Matrix, creating a natural gamification of quality improvement that nobody planned. New agents who previously took 90 days to reach full productivity now reach it in 15 days. Before each call, agents receive a preview of the client's full history, including why they fell behind on payments and which arguments have worked with them before.
"We already arrive at the call knowing who that person is, what happened, and how to speak with them," Braz explains. "That changes everything."
The second solution, Borderless Service, uses Gemini to translate conversations in real time. Foreign professionals, many of them highly qualified individuals including engineers and doctors who couldn’t previously work in Brazil due to language barriers, now handle calls in their native language while clients receive fluid Portuguese.
Standard translation tools were tested and rejected because they couldn’t handle Brazilian slang, regional dialects, and the specific vocabulary of debt negotiation. Generative AI solved what libraries couldn’t.
The numbers tell a clear story. Nova Gestões went from monitoring less than 1% of interactions to 100%. Productivity increased by 30% and agility by 83%, driven largely by eliminating the two-minute wrap time. Matrix AI now generates more than 5 million improvement suggestions per month. Foreign workers, given access to the job market for the first time through Borderless Service, are outperforming average productivity benchmarks by 20% to 30%.
But the impact Braz is most proud of is harder to measure. "Google Cloud transformed an operation that was invisible and manual into one that is totally visible, agile, and inclusive," he says. "That is what this partnership means to us."
The next step is hyperpersonalization at scale. Nova Gestões is now expanding Matrix AI into legal processes, analyzing thousands of monthly vehicle repossession cases that were previously handled manually. AI is also being deployed in financial operations, and the roadmap points toward every department running on the same intelligence layer that started in the contact center.
We never had the vision that AI came to replace humans. We always looked for tools to enhance our employees, make them work better, happier, and produce more. Google made that vision possible at a scale we could not have imagined.
Thiago Braz
Head of Development, Nova Gestões
For Braz, the broader shift in the collection industry is already underway. "The competitive difference will no longer be who makes the most calls," he says. "It will be who understands the client more precisely and reaches them in a more human way." AI will not shrink the workforce but reshape it, replacing volume with expertise and generalist operators with specialists who are better supported and better informed.
For other contact centers considering a similar move, his advice is direct: start with a real problem, build a solid cloud foundation before deploying any model, and measure everything. "Do not implement just because of the hype," Braz says. "Apply small solutions that attack real pain points and deliver results you can actually see."
Nova Gestões is a Brazilian credit recovery and debt collection company with nearly 50 years in business, serving major financial institutions and reaching up to 7 million unique clients monthly.
Industry: Financial Services
Location: Brazil
Products: Gemini Enterprise Agent Platform, Google Cloud
About Google Cloud partner – IPNET
IPNET by Vivo is a Google Cloud partner with over 20 years of experience, named Latin America Partner of the Year multiple times, helping organizations migrate and innovate on Google Cloud.
