Bud Financial Ltd
Bud Financial Ltd
At Bud, we make financial decisions simple by turning data into rich customer insight.
With our transactional data intelligence services, you can take full advantage of the rich customer data you already hold. Proactively draw out meaningful insights and power actions that help consumers manage their day-to-day finances while enabling your advisors to better support them.
Our best-in-class categorisation makes sense of first party or open banking transactional data, unlocking opportunities for hyper-personalized experiences and widening access to credit.
We have two key financial services solution areas:
1. Assess
Credit eligibility, affordability and monitoring solutions for lenders.
Assess use cases:
Income verification
Cut processing times and responsibly lend to those with atypical income patterns.
Credit assessments
Reduce costs through automation or more efficient assessment processing.
Affordability monitoring
Identify those eligible for a product or who are vulnerable to defaulting on their loan
Collections
Support struggling customers with better informed discussions and personalized repayment plans.
2. Engage
Digital engagement and insights for banks and financial services.
Engage use cases:
Spending insights
Support customers to understand their spending and reduce disputed transactions.
Money management
Influence and retain customers by helping them build financial resilience.
Personalized engagement
Deliver highly personalized messages, offers or financial wellbeing tools.